Habitat for Humanity Regina

1740 Broder Street
Regina, SK S4N 2H7
CEO: Kelly Holmes-Binns
Board Chair: Terry Heavisides

Charitable Reg. #:89192 7030 RR0001


Ci's Star Rating is calculated based on the following independent metrics:

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Audited financial statements available only through official request for information from Charities Directorate.



Grade based on the charity's public reporting of the work it does and the results it achieves.



The demonstrated impact per dollar Ci calculates from available program information.


Charity's cash and investments (funding reserves) relative to how much it spends on programs in most recent year.



For a dollar donated, after overhead costs of fundraising and admin/management (excluding surplus) 92 cents are available for programs.

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About Habitat for Humanity Regina:

Founded in 1993, Habitat for Humanity Regina (HFH Regina) shares the common Habitat for Humanity mission of mobilizing volunteers and community partners in building affordable housing and promoting homeownership as a means of breaking the cycle of poverty. Most of the charity’s activities are in Regina, but it also runs chapters in Moose Jaw, Weyburn, and Yorkton.

Habitat for Humanity Regina’s homeownership program is a hand up, not a handout – Habitat houses are given to families who put in 500 hours of ‘sweat equity’ as a down payment. HFH Regina states that mortgage payments are capped at 25% of the family’s gross annual income, and mortgage payments go into Habitat Regina’s Fund for Humanity to fund future builds. HFH Regina has built more than 70 homes (its chapters have built 12) and aims to build 100 more in the next five years.

Habitat for Humanity Regina states that its capped mortgage payment model leads to improved financial standing of partner families, which decreases families’ dependence on social services and increases families’ contributions to the community and economy.

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Results and Impact

Charity Intelligence has given Habitat for Humanity Regina a Low impact rating for demonstrated impact per dollar.

Impact Rating: Low

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Habitat for Humanity Regina is a medium-sized charity with total donations of $1.3m in F2014. Administrative costs are 6% of revenues and fundraising costs are 2% of donations. Per dollar donated to the charity, $0.92 goes towards its programs, which falls just within Ci’s reasonable range for overhead spending.

Habitat for Humanity Regina’s net negative funding reserves are largely due to a $1.4m loan, details of which were redacted on the financial statements received by Ci from the Canada Revenue Agency. Since interest-bearing debts exceed liquid assets, the charity cannot cover annual program costs, indicating a funding need.

F2014 figures represent the most recent financial information Ci received after making a formal request with Canada Revenue Agency.

This charity report is a new profile that is currently being reviewed by the charity. Comments and edits may be forthcoming.

Created on August 23, 2017 by Katie Khodawandi.

Financial Review

Financial Ratios

Fiscal year ending December
Administrative costs as % of revenues 6.4%3.5%
Fundraising costs as % of donations 1.7%2.9%
Program cost coverage (%) (26.6%)62.4%

Summary Financial Statements

All figures in $s
Donations 1,296,3661,379,965
Government funding 770,000360,000
Fees for service 00
Business activities (net) 587,248698,044
Investment income 7,5926,800
Total revenues 2,661,2062,444,809
Program costs 3,203,5582,029,728
Administrative costs 170,82686,050
Fundraising costs 21,87139,429
Other costs 34,17924,735
Cash flow from operations (769,228)264,867
Funding reserves (851,992)1,266,684

Note: Ci used government funding figures from the charity’s T3010 CRA filings and backed the amounts out of donations. Restore revenues are reported net of direct expenses in F2014, decreasing total revenue and expenses by $233k. Ci could not determine ReStore expenses in F2013. Ci did not include Habitat sales of properties in revenues, decreasing total revenue by $1.7m in F2014 and $1.4m in F2013. Ci could not determine mortgage repayments by clients, as other Habitat charities report.

Salary Information

Full-time staff: 24

Avg. Compensation: $28,562

Top 10 staff salary range:

$350k +
$300k - $350k
$250k - $300k
$200k - $250k
$160k - $200k
$120k - $160k
$80k - $120k
$40k - $80k
< $40k

Information from most recent CRA Charities Directorate filings for F2016

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Comments & Contact

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Charity Contact

Website: www.habitatregina.ca
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