Habitat for Humanity Niagara

150 Bunting Road
St. Catherines, ON L2P 3G5
CEO: Alastair Davis
Board Chair: Nick Golia

Charitable Reg. #:89900 6191 RR0001


Ci's Star Rating is calculated based on the following independent metrics:

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Audited financial statements for current and previous years available on the charity’s website.



Grade based on the charity's public reporting of the work it does and the results it achieves.



The demonstrated impact per dollar Ci calculates from available program information.


Charity's cash and investments (funding reserves) relative to how much it spends on programs in most recent year.



For a dollar donated, after overhead costs of fundraising and admin/management (excluding surplus) 75 cents are available for programs.

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About Habitat for Humanity Niagara:

Founded in 1993, Habitat for Humanity Niagara (HFH Niagara) is an affiliate of Habitat for Humanity Canada that offers affordable housing to families in Niagara. It is part of Habitat for Humanity International and a member of the Niagara Poverty Reduction Network. As a Habitat for Humanity affiliate, the charity shares the common Habitat for Humanity mission of mobilizing volunteers and community partners in building affordable housing and promoting home ownership as a means of breaking the poverty cycle. The charity states that all donations go directly towards building Habitat homes, as its ReStore operations cover 100% of overhead costs.

Habitat for Humanity Niagara states that its keystone homeownership program is a hand up, not handout – families meeting certain financial requirements put in 500 hours of ‘sweat equity’ toward building their Habitat home and take on an interest-free mortgage from HFH Niagara with payments capped at 30% of total family income. These mortgage payments go back into a revolving fund to finance future Habitat builds. On top of mobilizing community volunteers to help build its Habitat homes, HFH Niagara also runs a Youth/Student Build Program in partnership with Niagara College and the District School Board of Niagara, which gives students a chance to develop their trade skills in the construction industry.

HFH Niagara has built 52 homes since founding and has four current builds as of 2016. In its most recent 2016 annual report, HFH Niagara states that it has helped 57 families through its homeownership program since 1993. Habitat for Humanity Niagara states that 78% of its Habitat families report better health and 89% report better family life after moving into their Habitat homes.

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Results and Impact

Charity Intelligence has given Habitat for Humanity Niagara a Low impact rating for demonstrated impact per dollar.

Impact Rating: Low

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Habitat for Humanity Niagara's administrative costs were 11% of total revenues and fundraising costs were 14% of monetary donations in F2016. For every dollar donated to the charity, 75 cents went towards its programs, which falls within Charity Intelligence's reasonable range for overhead costs. Funding reserves are negative due to $1.3m in bank loans and other debt.

This charity report is currently being reviewed by the charity. Comments and edits may be forthcoming.

Created on August 23, 2017 by Katie Khodawandi.

Financial Review

Financial Ratios

Fiscal year ending December
Administrative costs as % of revenues 11.2%11.9%16.6%
Fundraising costs as % of donations 14.2%21.0%16.9%
Program cost coverage (%) (42.8%)(82.3%)(78.9%)

Summary Financial Statements

All figures in $s
Donations 474,681373,968232,693
Goods in kind 74,508560,012157,279
Government funding 81,02566,6000
Fees for service 425,892176,078151,602
Business activities (net) 1,735,9741,486,478520,413
Special events 0046,115
Other income 206,61072,85365,287
Total revenues 2,998,6902,735,9891,173,389
Program costs 1,568,5921,319,776486,325
Administrative costs 336,339325,615194,468
Fundraising costs 67,37678,67547,152
Other costs 74,58750,10734,741
Cash flow from operations 951,796961,816410,703
Funding reserves (670,878)(1,086,797)(383,640)

Note: The charity’s F2016 financial statements restated F2015 figures. Ci reported mortgage repayments received in fees for service and did not report gross margin on home sales in revenues, affecting total revenue by $231k in F2016, $109k in F2015 and $149k in F2014. ReStore revenues are reported gross of direct expenses in business activities in F2016 and F2015, as the charity’s F2016 financial statements do not disclose such costs. Ci reported HFH Canada affiliation fees of $210k in F2016, $178k in F2015 and $70k in F2014 in administrative costs. Fundraising costs consist of advertising and promotion expense. Other costs consist of recurring interest and bank charges, and a one-time start-up cost in F2016.

Salary Information

Full-time staff: 20

Avg. Compensation: $48,219

Top 10 staff salary range:

$350k +
$300k - $350k
$250k - $300k
$200k - $250k
$160k - $200k
$120k - $160k
$80k - $120k
$40k - $80k
< $40k

Information from most recent CRA Charities Directorate filings for F2015

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Comments & Contact

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Charity Contact

Website: www.habitatniagara.ca
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