Habitat for Humanity Southern Alberta

210, 805 Manning Road NE
Calgary, AB T2E 7M8
President & CEO: Gerrad Oishi
Board Chair: Anubhav Chaitanya

Charitable Reg. #:13582 0496 RR0001


Ci's Star Rating is calculated based on the following independent metrics:

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Audited financial statements for current and previous years available on the charity’s website.



Grade based on the charity's public reporting of the work it does and the results it achieves.



The demonstrated impact per dollar Ci calculates from available program information.


Charity's cash and investments (funding reserves) relative to how much it spends on programs in most recent year.



For a dollar donated, after overhead costs of fundraising and admin/management (excluding surplus) 48 cents are available for programs.

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About Habitat for Humanity Southern Alberta:

Habitat for Humanity Southern Alberta (HFHSA) was established in 1990 and consists of Chapters in Calgary, Medicine Hat, Airdrie & Crossfield, Brooks District, Drumheller, Foothills, Pincher Creek and Mountain View County. HFHSA offers help to families to break the poverty cycle by providing interest-free mortgages to families who would otherwise never be able to buy their own houses. Each Chapter plans and manages its Habitat build projects, including raising funds, organizing volunteers, selecting partner families and working with community partners. HFHSA notes that one in five Canadians are spending more than half of their income on housing and more than 4,000 people in Calgary are on the waitlist for social housing. The charity’s headquarters is in Calgary.

Habitat for Humanity Southern Alberta partners with local businesses and volunteers to build affordable housing out of donated materials for low-income families. Homebuyers are selected on the basis of need and their willingness to partner. The charity notes that Habitat Home Ownership is designed for families who have young children, have at least one member working full-time, do not own real estate and are willing to volunteer 500 hours in the community. In 2017, HFH Southern Alberta reports 16 families purchased a Habitat Home. Additionally, 19 new homes were under construction and 5 homes were renovated to be sold to new Habitat homeowners.

Along with its Home Building program, HFHSA offers Habitat ReStores which sell new and slightly used donated building materials and home products at 40% to 60% off retail prices. The charity operates three ReStores in Southern Alberta; two in Calgary and one in Medicine Hat. In F2017, the ReStores collected $3.8m worth of donated goods for resale; $2.8m from businesses and $1.0m from residential donors. The ReStores sold $3.4m worth of products, the majority being furniture, and was able to contribute $872k to Habitat for Humanity.


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Results and Impact

As a result of Habitat for Humanity Southern Alberta’s ReStores in F2017, it was able to save 2,184 tonnes of building products from entering landfills and sell it to the public, up from 1,745 tonnes in F2016. This is 439 more tonnes diverted from local landfills than what the charity reported in F2016. In HFHSA’s 2016 annual report, it noted that children’s participation in extracurricular activities increased after their parents became Habitat homeowners according to a 2013 study. Involvement in sports increased by 11%, participation in music increased by 12% and volunteering increased by 16%. Due to the very high cost per family housed, Charity Intelligence gave HFH Southern Alberta an impact rating of Low for proven impact per dollar (see impact grid on the bottom right).

Charity Intelligence has given Habitat for Humanity Southern Alberta a Low impact rating for demonstrated impact per dollar.

Impact Rating: Low

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Habitat for Humanity Southern Alberta is a medium-sized charity with total cash donations of $2.1m in F2017. The charity also received $2.4m in government funding, $1.1m of mortgage payments and $381k in donated goods in kind. Administrative costs are 22% of revenues and fundraising costs are 30% of donations. Per dollar donated to the charity, $0.48 goes towards its programs, which falls outside of Ci’s reasonable range for overhead spending. Included in the charity’s program costs are $1.4m worth of housing unit buybacks which it incurred in F2017, $0.9m more than it purchased back in F2016. HFH Southern Alberta holds negative funding reserves of $2.5m due to owing $4.1m in lines of credit and loans. Its negative funding reserves are more than 5 months worth of program costs (excluding the cost of donated goods), indicating a need for donations.

This charity report is an update that has been sent to Habitat for Humanity Canada for review. Comments and edits may be forthcoming.

Updated on August 8, 2018 by Derek Houlberg.

Financial Review

Financial Ratios

Fiscal year ending December
Administrative costs as % of revenues 21.7%19.4%22.3%
Fundraising costs as % of donations 30.1%20.4%17.3%
Program cost coverage (%) (43.3%)(17%)(7%)

Summary Financial Statements

All figures in $000s
Donations 2,1051,8352,115
Goods in kind 3816491,071
Government funding 2,3763,412919
Fees for service 1,1431,038898
Business activities (net) 8361,4071,408
Investment income 985762
Total revenues 6,9398,3976,473
Program costs 5,9497,0007,509
Administrative costs 1,4861,6201,430
Fundraising costs 635375365
Cash flow from operations (1,130)(597)(2,832)
Funding reserves (2,491)(1,189)(523)

Note: Ci included unrealized gains (losses) on investments in investment income, affecting total revenues by $32k in F2017, $14k in F2016 and ($55k) in F2015. Ci removed (gain) loss on sale of property and equipment from investment income, affecting total revenues by ($6k) in F2017, ($900) in F2016 and $2k in F2015. Ci did not include the non-cash sale of projects, decreasing total revenues by $6.0m in F2017, $4.5m in F2016 and $7.7m in F2015. Ci included repayments of mortgage receivable in fees for service, increasing total revenues by $1.1m in F2017, $1.0m in F2016 and $0.9m in F2015. Ci reported ReStore revenues net of ReStore expenses, decreasing total revenues and expenses by $2.5m in F2017, $1.9m in F2016 and $1.7m in F2015. Ci reported ReStore donated goods for resale net in business activities, decreasing total revenues and expenses by $3.8m in F2017, $4.0m in F2016 and $3.4m in F2015. Ci does not include non-cash cost of projects for sale, decreasing total expenses by $5.8m in F2017, $4.5m in F2016 and $6.4m in F2015. Ci included project costs incurred during the year (net of project costs expensed) in program costs, increasing total expenses by $3.3m in F2017, $5.7m in F2016 and $5.9m in F2015. Ci included project unit buybacks in program costs, increasing total expenses by $1.4m in F2017, $407k in F2016 and $600k in F2015.

Salary Information

Full-time staff: 46

Avg. Compensation $68,069

Top 10 staff salary range

$350k +
$300k - $350k
$250k - $300k
$200k - $250k
$160k - $200k
$120k - $160k
$80k - $120k
$40k - $80k
< $40k

Information from most recent CRA Charities Directorate filings for F2016

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Comments & Contact

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Charity Contact

Website: www.habitatsouthernab.ca
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