Habitat for Humanity Canada

477 Mount Pleasant Road, Suite 403
Toronto, ON M4S 2L9
President & CEO: Julia Deans
Board Chair: Riccardo Trecroce

Charitable Reg. #:11895 0120 RR0001


Ci's Star Rating is calculated based on the following independent metrics:

[Charity Rating: 3/5]



Audited financial statements for current and previous years available on the charity’s website.



Grade based on the charity's public reporting of the work it does and the results it achieves.



The demonstrated impact per dollar Ci calculates from available program information.


Charity's cash and investments (funding reserves) relative to how much it spends on programs in most recent year.



For a dollar donated, after overhead costs of fundraising and admin/management (excluding surplus) 76 cents are available for programs.

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About Habitat for Humanity Canada:

Habitat for Humanity Canada is a 3-star charity. It has an A results reporting grade, which is above average. For every dollar donated, 76 cents are available to go to the cause, which is inside of Ci's reasonable range. Ci has rated this charity as Fair demonstrated impact. 

Founded in 1986, Habitat for Humanity Canada (Habitat Canada or HFHC) helps low-income families access affordable housing across Canada and in developing countries. It is a member of Habitat for Humanity International and shares its global vision statement: a world where everyone has a decent place to live. The charity reports that 40% of Canadians are concerned about paying their rent or mortgage over the next 12 months. Habitat for Humanity Canada promotes affordable homeownership to break the poverty cycle. It oversees 46 Habitat affiliates across Canada, 24 of which are located in Ontario. Its headquarters are in Toronto.

In F2022, Habitat for Humanity Canada spent 91% of its program costs (including donated goods) on homebuilding projects in Canada and 6% on its ReStore home and building supply stores. The remaining 3% of program costs include international work and Indigenous housing projects.


Canadian Programs: In F2022, Habitat Canada signed an agreement with the federal government through the Canada Mortgage and Housing Corporation (CMHC) to build 500 new affordable homes across Canada over the next three years. This is an increase to HFHC’s 617 new affordable housing units across Canada. Habitat Canada pledged to create equitable access to homeownership for 200 Black families. As of F2022, 115 Habitat homes for Black families were under construction. The additional 85 homes will be built over the next three years. Through CMHC’s National Housing Co-investment Fund, 242 Habitat homes were built and 288 began construction in F2022. The charity reports that at least 20% of Habitat homes built through CMHC’s National Housing Co-investment Fund will meet or exceed federal government’s accessibility criteria. HFHC completed its first passive home, a home focused on energy efficiency. The charity reports passive homes reduce its carbon footprint by 50%. Habitat Canada advocated for vital housing services and funding through an “Affordability for All” campaign. In F2022, HFHC met with 30 MPs representing four parties.

ReStore: Habitat for Humanity Canada purchases products from the liquidators at less than fair market value and transfers the purchased products to the local Habitat affiliates for selling in the ReStores or use in the construction of houses. Habitat Canada has 107 ReStores throughout the country. Since 1991, Habitat ReStores have diverted more than 1.1 billion pounds of waste from landfill.

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Results and Impact

In 2015, Boston Consulting Group completed an impact analysis of Habitat for Humanity Canada. The research showed that for every $1 donated, there are $4 in social benefits returned to the community. Each Habitat home also receives measurable benefits of $175k through a Habitat home. This number is the combination of expected wealth generated from the first two generations of a Habitat home. Habitat Canada states that in F2022 over $38m in social benefits was returned to the community through its Habitat programs.

Impact Rating: Fair

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Habitat Canada received $10.3m in donations in F2022. The charity received $11.1m in government funding in F2022, representing 29% of revenue. HFHC received $9.5m in gifts-in-kind in F2022. Of that, $8.1m related to ReStore gifts-in-kind and $1.4 represented building gifts-in-kind. Gifts-in-kind represent 25% of total revenue. Administrative costs are 3% of revenues (excluding investment income) and fundraising costs are 21% of donations and donated building materials. This results in a total overhead spend of 24%. For every dollar donated to the charity, 76 cents are available to go to the cause, which is within Ci’s reasonable range for overhead spending.

Habitat for Humanity Canada has $5.4m in reserve funds, accounting for $1.5m in interest-bearing debt. Habitat Canada can cover 22%, or three months of its annual program, grant, and building material costs.

Charity Intelligence has sent this update to Habitat for Humanity Canada for review. Changes and edits may be forthcoming.

Updated on June 14, 2023 by Liam Chapleau.

Financial Review

Financial Ratios

Fiscal year ending December
Administrative costs as % of revenues 3.2%2.9%2.9%
Fundraising costs as % of donations 20.9%21.5%24.7%
Total overhead spending 24.1%24.5%27.6%
Program cost coverage (%) 21.6%8.4%25.5%

Summary Financial Statements

All figures in $000s
Donations 10,3159,4307,459
Goods in kind 9,4789,0887,574
Government funding 11,0527,18513,052
Fees for service 6,7366,0405,420
Other income 3351,356(38)
Total revenues 37,91733,09933,468
Program costs - International 8328491,188
Program costs - Canada 5,2534,8894,163
Grants 18,82813,55017,478
Donated goods exp 9,4789,0887,574
Administrative costs 1,223968964
Fundraising costs 2,4422,3212,079
Total spending 38,05631,66533,446
Cash flow from operations (139)1,43422
Capital spending 435325
Funding reserves 5,3931,6295,820

Note: Ci accounted for deferred contributions, impacting revenues by ($14k) in F2022, $603k in F2021, and ($310k) in F2020. Ci included distribution of surplus to affiliates, increasing expenses by ($nil) in F2022, $806k in F2021, and $788k in F2020. Ci reported funding for Habitat affiliate programs as grants and removed the value of donated goods to report them separately. Ci removed amortization on a pro-rata basis from Canadian program, administrative, and fundraising costs.

Salary Information

Full-time staff: 48

Avg. compensation: $80,960

Top 10 staff salary range:

$350k +
$300k - $350k
$250k - $300k
$200k - $250k
$160k - $200k
$120k - $160k
$80k - $120k
$40k - $80k
< $40k

Information from most recent CRA Charities Directorate filings for F2021

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Comments & Contact

Comments added by the Charity:

No comments have been added by the charity.

Charity Contact

Website: www.habitat.ca
This email address is being protected from spambots. You need JavaScript enabled to view it. Tel: 416-644-0988


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Charitable Registration Number: 80340 7956 RR0001