121 Richmond St. West, Suite 400
Toronto, ON M5H 2K1
Executive Director: Sandra Spence
Board Member: David Eberts

Charitable Reg. #:84498 8659 RR0001


Ci's Star Rating is calculated based on the following independent metrics:

[Charity Rating: 5/5]



Audited financial statements for current and previous years available on the charity’s website.



Grade based on the charity's public reporting of the work it does and the results it achieves.



The demonstrated impact per dollar Ci calculates from available program information.


Charity's cash and investments (funding reserves) relative to how much it spends on programs in most recent year.



For a dollar donated, after overhead costs of fundraising and admin/management (excluding surplus) 99 cents are available for programs.

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About CAMFED Canada:

CAMFED Canada is a 5-star charity. It is financially transparent and has a good results reporting score. Its overhead costs are outside of Ci's reasonable range due to a large donation from the Mastercard Foundation.

CAMFED Canada was incorporated in 2009 as a not-for-profit and was established as a charity in 2017. CAMFED Canada supports the work of CAMFED, a United Kingdom-based charity. CAMFED works with local partners in five countries in sub-Saharan Africa to tackle barriers to girls’ education. CAMFED believes that girls’ education is the foundation for social justice, women’s leadership, economic development, and climate action.

At the primary-school level, CAMFED provides school supplies and helps ensure a successful transition to secondary school. CAMFED’s core focus is supporting adolescent girls at secondary school. It does this by helping to pay for school costs, uniforms, school supplies, sanitary items, bicycles, and/or safe accommodations. Each student is provided with social support by a Teacher Mentor at her school. Many students are also supported by Learner Guides (trained peer mentors). CAMFED also supports girls after secondary school. The charity helps young women access skills training, post-secondary programs, and even provides business loans.

CAMFED Canada spent $6.4m (66% of total program costs) on Enabling Women to Lead Change in F2021. CAMFED reports that in F2021, its Transition Guides helped support 47,258 young women about to graduate school. In F2021, CAMFED distributed 2,279 loans with an average value of $451 each. In F2021, 33,630 young women started businesses. CAMFED’s Business Guides and Climate-Smart Agriculture Guides helped support 31,814 businesses in F2021.

In F2021, CAMFED Canada spent $3.1m (31% of total program costs), on Multiplying Girl's Educational Opportunities. CAMFED partnered with 7,018 schools across 166 districts in 5 countries in F2021. CAMFED reports that it helped 125,604 students go to primary school, 124,893 students go to secondary school, and 7,184 young women go on to tertiary/further education in F2021.

The remaining 3% of total program costs were spent on Advocacy and Research & Development.

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Results and Impact

In Ghana, a survey of 46 young women who received funding from the Scholarship Entrepreneurship Fund showed that after receiving up to US$4,000 in 2019, 85% of the young women are looking to expand their businesses. 65% report that they no longer depend on others for money or other necessities and can support up to three dependents.

An external evaluation of CAMFED’s Learner Guide and Transition guide programs in Tanzania, Zambia, and Zimbabwe showed that after school closures, 100% of girls supported in Tanzania, 97% in Zambia, and 96% in Zimbabwe returned to school after covid-19 related closures.

An external evaluation of CAMFED support of over 7,000 girls in Tanzania found that students supported by CAMFED performed well in national exams compared to national standards. This includes a 100% pass rate in the Form 6 Advanced Certificate of Secondary Education Examination compared to 98.4% nationally and an 86% pass rate in the Form 4 Certificate of Secondary Education Examination, compared to 85.8% nationally. The evaluation also found that students in CAMFED partner districts were 40% less likely to be out of school than those from comparison districts.

External evaluation found that 16,738 marginalized girls at high risk of early marriage in rural Zambia had continued in school because of CAMFED’s work. It identified that CAMFED’s work had led to improved attendance, retention, and school completion for girls in target schools. The school drop-out rate due to pregnancy and/or marriage decreased by 42% from baseline levels.

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CAMFED Canada received $13.3m in donations in F2021. CAMFED Canada reports that it received 97% of its funding from the Mastercard Foundation in F2021. Administrative costs are 1% of total revenues and fundraising costs are just above 0% of donations. Total overhead costs are 1%. For each dollar donated, 99 cents go to the cause. This is outside of Ci’s reasonable range for overhead costs. This is likely due to the large amount of grants from the Mastercard Foundation.

Funding reserves of $14.0m can cover program costs for almost 1 year and 6 months at the F2021 level.

CAMFED Canada paid four employees 275k in compensation during F2020. It also paid $225k in professional and consulting fees.

This charity report is an update that has been sent to CAMFED Canada for review. Changes and edits may be forthcoming.

Updated July 11, 2022 by Emily Downing.

Financial Review

Financial Ratios

Fiscal year ending December
Administrative costs as % of revenues 0.8%0.9%0.7%
Fundraising costs as % of donations 0.2%0.3%0.5%
Total overhead spending 1.0%1.2%1.1%
Program cost coverage (%) 143.3%163.9%689.4%

Summary Financial Statements

All figures in $000s
Donations 13,3429,2449,173
Goods in kind 111
Total revenues 13,3439,2459,174
Program costs - International 9,4555,850552
Program costs - Canada 296785186
Administrative costs 1048361
Fundraising costs 262844
Total spending 9,8826,746843
Cash flow from operations 3,4622,4998,331
Capital spending 281601
Funding reserves 13,97510,8755,089

Note: Ci adjusted for changes in deferred donations as revenues, affecting total revenues by $2.7m in F2021, $2.4m in F2020, and $8.6m in F2019. Ci backed out amortization pro-rata from Canadian program costs, international program costs, fundraising costs, and administrative costs.

Salary Information

Full-time staff: 4

Avg. compensation: $68,812

Top 10 staff salary range:

$350k +
$300k - $350k
$250k - $300k
$200k - $250k
$160k - $200k
$120k - $160k
$80k - $120k
$40k - $80k
< $40k

Information from most recent CRA Charities Directorate filings for F2020

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Comments & Contact

Comments added by the Charity:

No comments have been added by the charity.

Charity Contact

Website: www.camfed.org
This email address is being protected from spambots. You need JavaScript enabled to view it. Tel: 416-861-0755


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Charitable Registration Number: 80340 7956 RR0001